ABOUT | Sterling Financial Management, inc. | Financial Advisor

ABOUT US

OUR HISTORY

Dave Neterer founded Sterling Financial Management, Inc. in December 2009 to better serve you – the client. Dave is joined by six LPL Private Wealth Managers: David Cushwa, Kelly Batey, Forrest Miles (not pictured), Bruce Neterer (not pictured), Ken Smith and Evan Vink, along with Karen Brightwell, office manager (not pictured); Tiffany Gawlik, client service associate; Lynn Neal, client service associate for BCT Investments; Mitch Neterer, financial advisor assistant (not pictured); Mary Quilici, operations manager (not pictured) and Winston.

Our private wealth managers work hard to help simplify our clients' financial lives, optimize their investments, and provide a financial plan for their future. We use a consultative process to help our clients grow and preserve their wealth and pursue their most important financial goals with a reliable process. We have a multitude of alternatives and tools for conducting true, objective financial planning and asset management. Sterling Financial Management, Inc. offers financial planning services, investment management, insurance, college funding, tax, real estate and retirement planning for both individuals and businesses.

Sterling Financial Management, Inc. has partnered with LPL Financial, the nation’s largest independent broker/dealer, a Registered Investment Advisor (RIA) custodian with a network of more than 17,000 financial advisors.* They offer their independent advisors access to research on stocks, bonds, mutual funds, annuities and asset managers across every asset class. With no proprietary products, LPL Financial is able to offer independent advice. These services greatly enable Sterling Financial Management, Inc. to effectively help our clients by offering objective strategies to the challenges of wealth accumulation, preservation and management. Click here to learn more about our partnership with LPL.

(*As reported by Financial Planning Magazine, June 1996 – 2020, based on total revenue.)

Sterling Financial Management, Inc. has locations in Hagerstown and Frederick, Maryland and Haymarket, Virginia.

Our Goals as Financial Advisors

To provide financial planning services and investment management guidance in an understandable down-to-earth approach.

Present clients' historical overall net worth and investment growth in simple logical reports.

Be accountable to their goals and objectives and provide measurable reports about their progress.

Give a single online source for a client's “Financial House” which includes bank accounts, investment accounts, retirement accounts, wills, trusts and powers-of-attorney. Not only can they view their total financial picture – they can also access all of their important documents online.

MISSION STATEMENT

To fulfill dreams and pursue financial goals for our clients, providing them with results and financial independence.

Our Philosophy

Our firm uses a total wealth management approach. Each area is important individually, but managing them all collectively is one of the most important considerations in your overall financial success. By keeping clients’ objectives in focus, staying in contact with them throughout all market conditions and making investment adjustments as economic or lifestyle conditions warrant, our firm maintains a constant commitment to putting service and our clients’ interests first.