1825 Howell Road,

Suite 5

Hagerstown, MD 21740

6919 Baltimore National Pike,

Suite C

Frederick, MD 21702

(301) 733-7777​​​
(301) 473-7777

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. 
 

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC.

The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: CA, CO, DC, DE, FL, GA, IN, KS, KY, MA, MD, MI, MS, NC, NJ, NY, OH, OR, PA, SC, TX, VA, WV

Testimonials

“I’ve been with Dave Neterer for a long time. He has been extremely helpful over the years with all of my financial planning and advice. I appreciate all he does for me.”

Dolly T.

Williamsport, MD

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"I have been a client of Dave Neterer’s for over 20 years and he has always given me outstanding service and advice.  With the complexities of settling an estate and transferring assets, Dave guided me every step of the way and made the transition smooth and painless. He has been a tremendous resource to me personally during some of the most difficult periods in my life, explaining tax consequences and providing direction with my financial accounts. All Dave’s staff members are exceptional (especially Cortnie!) and are always ready to help at a moment’s notice.  I have the utmost confidence in him and everyone at Sterling Financial Management.  It Is always a pleasure working with them."

Beth C

Montclair, NJ

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"I have been with Sterling Financial Management since 2011 and feel safe to know my investments are in capable hands. I now live in Texas, having chosen to remain with this group whom I trust. Kelly keeps me informed via telephone conferences. Another benefit is knowing that I can call for advice for personal spending when there is a question as to whether it is wise. Add all this to the fact that "I just plain like Kelly" and it makes for a superb arrangement."

Carolyn B

Keller, TX

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"My wife and I were small business owners for over thirty years.  Ten years ago we knew it was time to start the process of selling.  We contacted David Cushwa and over the next four years he as well as our attorney and tax advisor helped us prepare for our sale.  For the past six years David has invested the proceeds of the sale in addition to our individual 401 type retirement accounts.  David always works to minimize fees and maximize returns.  David is always available to answer questions and advise us on our retirement needs.  Now that David is part of Sterling Financial Management that gives us additional back up for our future.  We have referred both family and friends to David and everyone has nothing but good things to say about the services he provides.  We look forward to many years under David’s care."

John F

Berkley Springs, WV

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"I have had the pleasure of working with Dave Cushwa for the past three years. Dave has been the best professional financial advisor I’ve had the pleasure of working with. I have been very satisfied with Dave’s phone calls, taking time to meet with me quarterly to review my account and ensuring minimal losses and maximum gains. I have recommended Sterling Financial Management, Inc. to several of my friends knowing they will receive the same type of service. Thank you, Dave and Sterling Financial for all you do for me."

Frank L

Hagerstown, MD

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