1825 Howell Road,

Suite 5

Hagerstown, MD 21740

6919 Baltimore National Pike,

Suite C

Frederick, MD 21702

(301) 733-7777​​​
(301) 473-7777

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. 
 

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC.

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Financial Planning

What is financial planning? 

Financial planning is the process of meeting your life goals through the proper management of your financial resources. These may include purchasing a home, saving for college, or planning for retirement. It’s important to know that financial planning is a process, not a transaction. The goal is to adopt a big-picture, integrative approach to your personal finances. 
 
Financial planning is about controlling spending, managing credit, reducing taxes, increasing savings, protecting family and assets, and building wealth for the future. This process entails gathering financial information, establishing life goals, evaluating your current financial status, and developing a strategy to help you achieve your life goals. 

What is the financial planning process? 

To develop a solid financial plan, it's important to cover all your bases, including examining your current situation, setting financial goals, and measuring your progress. From start to finish, a Certified Financial Planner™ professional can take you through the financial planning process steps to help you achieve your financial goals. 

THE BOSS
OUT OF
1287
MILLIONAIRES
SURVEYED

 
THERE WERE
44%
WITHOUT A FINANCIAL PLAN
THOSE WITH A PLAN WERE
20x
MORE OPTIMISTIC ABOUT THE FUTURE WHEN THEIR PLAN WAS UPDATED IN THE LAST YEAR.