1825 Howell Road,

Suite 5

Hagerstown, MD 21740

6919 Baltimore National Pike,

Suite C

Frederick, MD 21702

(301) 733-7777​​​
(301) 473-7777

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Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC.

The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: CA, CO, DC, DE, FL, GA, IN, KS, KY, MA, MD, MI, MS, NC, NJ, NY, OH, OR, PA, SC, TX, VA, WV

David K Cushwa

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MBA, CRPC®, AIF®

Private Wealth Manager

David K. Cushwa has over 40 years of professional experience in both wealth management and small business development. He holds a master’s degree in Business Administration, Series 7, 63 and 65 through LPL Financial and life insurances licenses. His advanced planning credentials include the Chartered Retirement Planning Counselor and Accredited Investment Fiduciary designations. He has served over the years as a director on numerous corporate, non-profit and bank boards.

Having worked for years with several large investment firms, David made a client-driven conscious decision to create an independent advisory firm. As a result, the firm’s interests are aimed to be aligned with the clients’ interests. Integrity and openness are the hallmarks of our success! Your account assets are placed at a major third-party custodian and are not held in-house at Sterling Financial Management, Inc. At Sterling Financial Management, Inc. our focus is on one thing…you and your family’s prosperity.