David Neterer

Founder and President 

David Neterer is the President of Sterling Financial Management, Inc. and is a private wealth manager for businesses and individuals in the tri-state area. He focuses on the development, implementation and monitoring of sophisticated financial strategies.


He offers customized strategies aimed to work towards the needs of his clients. David’s objectives are to provide financial planning services and investment advice. He uses Wealth Vision to provide a comprehensive view of important financial areas such as retirement planning, college funding, life insurance, and wealth transfer. Clients are able to see a consolidated view of their financial picture and a combined performance report that is accessible online from anywhere in the world.


David has over 25 years of experience in the financial services industry and has worked for two other firms as a senior financial consultant.


He is active in his community. David has served on numerous Boards and is a member of the Rotary Club, LCBC Church, Summer Jubilee and the race director for the Firecracker 5k and Children’s 1 mile run. David earned a Bachelors degree with a double major in Economics and Management from Huntington College. He resides in Waynesboro with his three children Jacob, Mitchell and Bruce.


Sterling Financial Management offers our clients a full range of financial products– including FDIC Insured CD’s, institutional investment managers, stocks, bonds, mutual funds and annuities. We create strategies that match our client’s unique financial goals, time horizon, and risk tolerance with the appropriate investment products and services. Our clients entrust their investing needs to Sterling Financial Management, Inc. because we have the essential experience, knowledge and training to help them pursue their financial goals.


Investment Foundations for Your Lifetime

We understand the financial goals of our clients will continually change and they will require a

dynamic selection of investment choices to keep pace. Sterling Financial Management has partnered with LPL Financial, one of the one of the largest organizations of independent financial representatives in the country, as reported by Financial Planning Magazine, June 1996-2018, based on total revenue. LPL financial advisors have over $270 Billion dollars of assets under management. LPL Financial has no proprietary products and offers their independent advisors access to objective research on stocks, bonds, mutual funds, annuities and asset managers across every asset class. This enables David to concentrate his energy on helping his clients and offering objective strategies to the challenges of wealth accumulation and management.

1825 Howell Road,

Suite 5

Hagerstown, MD 21740

6919 Baltimore National Pike,

Suite C

Frederick, MD 21702

(301) 733-7777​​​
(301) 473-7777

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. 

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC.

The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: CA, CO, DC, DE, FL, GA, IN, KS, KY, MA, MD, MI, MS, NC, NJ, NY, OH, OR, PA, SC, TX, VA, WV

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