David Neterer

Founder and President 

Congratulations to ​David Neterer for being recognized as one of LPL Financial's top financial advisors this year! Click here to read more. 

David Neterer, president of Sterling Financial Management, Inc., is a private wealth manager for businesses and individuals in the tri-state area. He focuses on the development, implementation and monitoring of financial strategies tailored to our diverse clients.


He offers a solutions-based approach in providing customized strategies designed to meet the needs of his clients. David believes in offering unbiased financial planning and investment advice. He uses Wealth Vision to provide a comprehensive view of important financial areas, such as retirement planning, wealth transfer, business transactions, college funding, life insurance, second home and retirement properties. Clients can see a consolidated view of their financial picture and a combined performance report accessible online from anywhere in the world. 

David earned a bachelor’s degree with a double major in economics and management from Huntington University in Indiana. He has over 27 years of experience in the financial services industry and has worked for two other firms as a senior financial consultant.


David is active in his community, having served on numerous boards. He is a member of the Rotary Club, Community Rescue Services and functioned as the race director for over 12 years for the Firecracker 5K & Kid’s 1 Mile Fun Run. David resides in Greencastle with his wife, Courtney, and Winston, their goldendoodle and office mascot.


Sterling Financial Management offers our clients a full range of financial products, including FDIC Insured CD’s, institutional investment managers, stocks, bonds, mutual funds and annuities. We create strategies that match our client’s unique financial goals, time horizon and risk tolerance with the appropriate investment products and services. Our clients entrust their investing needs to Sterling Financial Management because we have the essential experience, knowledge and training to help them pursue their financial goals.


Investment Foundations for Your Lifetime

We understand the financial goals of our clients will continually change and will require a dynamic selection of investment choices to keep pace. Sterling Financial Management has partnered with LPL Financial, one of the largest organizations of independent financial representatives in the country.  LPL Financial advisors have over $270 billion dollars of assets under management. LPL Financial has no proprietary products and offers their independent advisors’ access to unbiased research on stocks, bonds, mutual funds, annuities and asset managers across every asset class. This enables David to concentrate his energy on helping his clients and offering impartial solutions to the challenges of wealth accumulation and management.

Connect with David Neterer. 

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1825 Howell Road,

Suite 5

Hagerstown, MD 21740

6919 Baltimore National Pike,

Suite C

Frederick, MD 21702

(301) 733-7777​​​
(301) 473-7777

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. 

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC.


Check the background of investment professionals at Sterling Financial Management on FINRA's Broker Check.

The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: CO, DC, DE, FL, KS, KY, MA, MD, MI, MS, NC, NJ, OH, OR, PA, SC, TX, VA, WV.

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