David K. Cushwa has more than 45 years of family business ownership, experience and wealth management.  He applies his exceptional family wealth building skills in all aspects of his wealth management practice.

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David holds a master’s degree in business administration (MBA) from the University of Maryland System and has his FINRA Series 7, 63 and 65 with LPL Financial and life insurances licenses. His advanced credentials include the Chartered Retirement Planning Counselor (CRPC) designation from the renowned College of Financial Planning and Accredited Investment Fiduciary (AIF) designations. He has served over the years as a director on corporate, nonprofit and bank boards. 

 

Having worked for years with several large investment firms, David made a client-driven decision several years ago to create an independent financial services firm to better align with his clients’ interests. He believes we have only one critical opportunity to effectively plan for our retirement! Let David apply his vast experience as a successful family business owner to help owners and individuals do just that. 

 

David and his wife, Kim, are active in the Hagerstown community. They enjoy visiting their grandchildren and supporting their favorite causes! Their passions include domestic and international travel, golf, cycling and working out on a daily basis.

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E-mail David Cushwa at david.cushwa@sterlingfm.com.

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Connect with David on LinkedIn. 

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Client Testimonials

     I have been a client of David’s since the late 1980’s. I have stayed with him so long because he really listens to you and gets to know you and your investment strategy. I appreciate the customer service David provides with quarterly meetings, regular phone calls and educational events. We always talk things over and come to an agreement together on my finances. He treats your investments like his own and makes you feel like part of a family. -Estelle  (This statement is a testimonial by a client of the financial professional as of 3/31/23. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.)

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     David Cushwa has not only served as our private wealth manager for many years but also as a mentor and friend. Because of his past small business experience, he assisted us with our company’s succession plans and reviewed different options with us on next steps. David is always there anytime we need him. We have come to rely on him and appreciate his advice and support. We feel very privileged to work with him and the entire Sterling team. -John & Judy  (This statement is a testimonial by a client of the financial professional as of 4/6/23. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.)
 

     An advisor that has a personal relationship with his clients was very important to me when I started working with David Cushwa about ten years ago. He holds quarterly reviews and reaches out on a consistent basis. David is good at researching different topics and then making recommendations when I have questions. I like that I know everyone in the Sterling office and really enjoy working with the entire team. -Frank (This statement is a testimonial by a client of the financial professional as of 4/24/23. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.)