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David K. Cushwa


Private Wealth Manager


David K. Cushwa joined Sterling Financial Management in 2018 and has more than 45 years of small business ownership experience in manufacturing and distribution combined with advanced wealth planning. He holds a master’s degree in business administration (MBA) from the University of Maryland System and has his FINRA Series 7, 63 and 65 with LPL Financial and life insurances licenses. His advanced credentials include the Chartered Retirement Planning Counselor (CRPC) designation from the renowned College of Financial Planning and Accredited Investment Fiduciary (AIF) designations. He has served over the years as a director on corporate, nonprofit and bank boards. 


Having worked for years with several large investment firms, David made a client-driven decision several years ago to create an independent financial services firm to better align with his clients’ interests. He believes we have only one critical opportunity to effectively plan for our retirement! Let David apply his vast experience as a successful family business owner to help owners and individuals do just that. 


David and his wife, Kim, are active in the Hagerstown community. They enjoy visiting their grandchildren and supporting their favorite causes! Their passions include domestic and international travel, golf, cycling and working out on a daily basis.

E-mail David Cushwa at

Connect with David on LinkedIn. 

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